Title Loans

Whether you have bills to pay, an emergency repair, or just need cash on hand an auto title loan is an efficient way to get money quickly. Title loans allow consumers to receive a short term loan by using their vehicle’s value as collateral. You give the lender the clear title, but keep your vehicle so your transportation is not interrupted.

Title loan lenders are lenient on financing consumers with different types of income. Proof of income must be provided to the lenders, but title loan lenders may accept social security benefits, disability, unemployment, or contract positions as forms of income. This is not the case with the majority of payday loan lenders who require a pay stub.

Do you have bad, poor or no credit? If so, it may be difficult to receive a loan from other financial institutions, but title loan companies widely accept credit scores of all forms and tend to have quicker a quicker application and approval process. Some lenders approve consumers in as little as 15 minutes. However, because credit history is not used as a qualifier the interest rates tend to be higher. Auto title Loans are offered anywhere from $100 to as high as $50,000 depending on the value and condition of your car rather than your credit.

Title loans may go by other names including:

  • pink slip loans
  • auto title loans
  • automobile title loans
  • car equity loans
  • auto equity loans
  • cash for car title loans
  • title loans
  • auto collateral loans
  • title loans with bad credit (Ref:

20 states allow title loans in one form or another. These states are Alabama, Arizona, California, Delaware, Georgia, Idaho, Illinois, Kansas, Louisiana, Mississippi, Missouri, Nevada, New Mexico, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, and Wisconsin.

If you don’t currently have a clear title to your car, but need more than $1,000 an installment loan may be the best type of loan for you. Read more about installment loans »

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