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Typical Rates And Terms

Interest Rates

Business loan rates and terms will vary by state and lender: online and brick and mortar. Most lenders are able to send your money within ten days with some being able to have the money in your account in as little as one day. Finding a loan term and interest rate that fits your budget and business plan is key. Checking BankRate.com before applying will allow you to see the current interest rates being offered.

Terms

Terms for a merchant cash advance will be determined by the amount you borrow and what your monthly payments are to successfully payback the loan without hurting your day-to-day business. Terms are offered from a few months up to ten years in some cases so you have plenty of options. Prepayment penalties are few and far between when it comes to lenders so paying off the loan ahead of time is always advised.

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