There are many, many mortgage lenders available today. And there are several great conventional mortgage loan options available as well. But, there is nothing quite as good as a home loan that is backed (or insured) by the Federal Government. The Federal Government of the United States backs some specific home financing products, often times aimed specifically at helping new homeowners be able to afford the purchase of a home. For the purposes of this site, we will focus on the three most well known and utilized home loan programs available: The FHA Loan, VA Home Loan and the USDA Rural Loan.