Short-term loans are designed to be paid back quickly from as little as two weeks to several months. While interest rates vary, there are many options to get you cash quickly.
A mortgage can not only be used to purchase a home; it can also be used to access equity in your home by refinancing your current mortgage or taking out a second mortgage.
Auto loans are used to purchase or refinance an automobile, motorcyle, RV, etc. Normally, the automobile being financed is held as collateral on the loan until it is paid in full.
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May 13, 2013
If you are a small business owner, you have likely been hit hard throughout the economic downturn in recent years. Since the Fannie Mae and Freddy Mac lending debacle loans of all kinds dried up, seemingly overnight. The loan environment for merchants and small business owners has been very bleak as banks have protected themselves by tightening loan underwriting and being resistant to lend to even qualified applicants. News from multiple sources now suggests that there might be increased hope ... [ more ]
March 29, 2013
Student loan debt in the United States is already greater than the amount of credit card debt or auto loan debt, but it is on course to get even higher. The Stafford student loan rate of 3.4% is set to expire on June 30, 2013. On July 1st, the rate will double to 6.8%. We heard this same news story last year and Congress was forced to act to keep the rate low. Unfortunately, we are now past the presidential ... [ more ]
February 25, 2013
Is that IRS refund check burning a hole in your pocket? Ideas of what to spend it on racing through your mind? A long vacation, new shoes or even a new car could possibly be some options and very tempting ones, indeed. However, below are some ideas on ways to help you and your family for the long run when it comes to money matters. By putting your refund check to use on items that aren't as fun will help ... [ more ]